Terms of Service

These Terms of Service ("Terms") govern your access to and use of www.satenderkumar.com (the "Website") operated by Satender Kumar ("I", "me", or "my").

By accessing or using the Website, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Website.

By accessing this Website, you represent that you are not violating any applicable law or regulation in your country of access.

Unless otherwise stated, I own the intellectual property rights for all material on the Website. All intellectual property rights are reserved.

You must not:

• Republish material from this Website without attribution
• Sell, rent, or sub-license material from the Website
• Reproduce, duplicate, or copy material from the Website for commercial purposes
• Redistribute content from this Website (unless content is specifically made for redistribution)
• Use content from this Website to train artificial intelligence or machine learning models
• Scrape, mine, or extract data from this Website using automated tools

In these Terms, "User Content" means material (including without limitation text, images, audio material, video material, and audio-visual material) that you submit to the Website, for whatever purpose.

You grant me a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate, and distribute your User Content in any existing or future media. You also grant me the right to sub-license these rights and the right to bring an action for infringement of these rights.

Your User Content must not be illegal or unlawful, must not infringe any third party's legal rights, and must not be capable of giving rise to legal action whether against you or me or a third party.

I reserve the right to edit or remove any material submitted to the Website, or stored on my servers, or hosted or published upon the Website.

The content on this Website is provided for general information purposes only. It does not constitute professional advice, and should not be relied upon as such.

No action should be taken based solely on the contents of this Website. Always seek appropriate professional advice specific to your situation.

This Website is provided on an "as-is" and "as-available" basis without any warranties, express or implied. I make no guarantees regarding the accuracy, completeness, or reliability of the Website or any content published herein.

Nothing on this Website constitutes legal, financial, or cybersecurity advice. You agree that you use this Website entirely at your own risk.

To the maximum extent permitted by applicable law, I shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, or data
• Business interruption
• Any unauthorized access or misuse of your data
• Use or inability to use the Website

This limitation applies regardless of whether the alleged liability arises from contract, negligence, tort, or any other legal theory—even if I have been advised of the possibility of such damages.

You hereby indemnify me and undertake to keep me indemnified against any losses, damages, costs, liabilities, and expenses (including without limitation legal expenses and any amounts paid by me to a third party in settlement of a claim or dispute on the advice of my legal advisers) incurred or suffered by me arising out of any breach by you of any provision of these Terms.

This indemnification includes, but is not limited to, liability arising from:

• Your use of the Website
• Your violation of these Terms
• Your violation of any rights of a third party
• Your User Content

Without prejudice to my other rights under these Terms, if you breach these Terms in any way, I may take such action as I deem appropriate to deal with the breach, including suspending your access to the Website, prohibiting you from accessing the Website, blocking computers using your IP address from accessing the Website, contacting your internet service provider to request that they block your access to the Website, and/or bringing court proceedings against you.

I may revise these Terms from time to time. Revised Terms will apply to the use of the Website from the date of the publication of the revised Terms on the Website. Please check this page regularly to ensure you are familiar with the current version.

Your continued use of the Website after changes to these Terms constitutes your acceptance of the revised Terms.

I may transfer, sub-contract, or otherwise deal with my rights and/or obligations under these Terms without notifying you or obtaining your consent.

You may not transfer, sub-contract, or otherwise deal with your rights and/or obligations under these Terms.

If a provision of these Terms is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

These Terms constitute the entire agreement between you and me in relation to your use of the Website and supersede all previous agreements in respect of your use of the Website.

These Terms and your use of the Website are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

You agree that any disputes relating to the Website shall be resolved exclusively in the courts of Ontario, Canada.

If you access the Website from outside Canada, you do so on your own initiative and are responsible for compliance with your local laws. You waive any right to bring claims under the laws of any other jurisdiction.

If you have any questions about these Terms, please contact me at: